UK house prices fall in toughest sellers’ market in 10 years

TruthLens AI Suggested Headline:

"UK Property Prices Decline Amid Increased Competition and Market Changes"

View Raw Article Source (External Link)
Raw Article Publish Date:
AI Analysis Average Score: 8.9
These scores (0-10 scale) are generated by Truthlens AI's analysis, assessing the article's objectivity, accuracy, and transparency. Higher scores indicate better alignment with journalistic standards. Hover over chart points for metric details.

TruthLens AI Summary

In June, UK property asking prices experienced a notable decline of 0.3%, settling at an average of £378,420. This decrease stands in stark contrast to the typical rise of 0.4% observed in June over the past decade, as reported by the property portal Rightmove. The current market dynamics indicate that while buyer demand has increased by 3% compared to the previous year, the supply of homes for sale has surged by 11%. This influx of available properties has created a competitive environment where pricing has become highly sensitive. Experts attribute the unusual dip in prices to a combination of factors, including the recent end of temporary stamp duty cuts in England and Northern Ireland, which has added significant costs to transactions. Colleen Babcock, a property expert at Rightmove, highlighted that sellers are now compelled to price their homes competitively in order to attract buyers amidst this challenging landscape.

The decline in asking prices is particularly evident in the south-west, south-east, and London, where prices fell by 1.6%, 1%, and 0.9%, respectively. This trend suggests that buyers in these regions are feeling the effects of the stamp duty changes more acutely, prompting some sellers to adjust their expectations accordingly. Meanwhile, data from estate agent Hamptons reveals a contrasting trend in the rental market, where demand weakened significantly in May, with 17% fewer tenants registering compared to the previous year. The disparity in demand between the rental and housing markets is notable, as there have been 1.5 times as many tenants seeking rentals compared to first-time buyers. Despite high mortgage rates, the rising costs of renting have made purchasing a home more attractive for many, leading to an increase in first-time buyers and a subsequent decrease in rental demand. With the anticipated introduction of a renters’ rights bill, which aims to enhance tenant protections, the landscape for both landlords and tenants is likely to evolve further in the coming months.

TruthLens AI Analysis

You need to be a member to generate the AI analysis for this article.

Log In to Generate Analysis

Not a member yet? Register for free.

Unanalyzed Article Content

Property asking prices slipped in June, as sellers faced the toughest competition in a decade to find buyers.

The “unusual dip” in prices – by 0.3% to £378,420 – compares with an average increase of 0.4% in June over the past 10 years, according to the property portalRightmove.

Buyer demand is now 3% higher compared with last year, Rightmove found, while the number of homes coming to market is 11% ahead. Such a wide variety of choice means the market is highly price sensitive, the company said.

The government ended temporary stamp duty cuts in England and Northern Ireland in April, adding thousands of pounds to the costs of many transactions this tax year.

Colleen Babcock, a property expert at Rightmove, said: “It appears that we’re now seeing the decade-high level of homes for sale, and the recent stamp duty increases in England, have a delayed impact on new sellers’ pricing.

“Agents have been telling us that sellers need to set a competitive price to have a better chance of finding a buyer in the current market, and it looks like many are listening and responding to that message.”

Asking prices fell most rapidly in the south-west, south-east and London in June, down 1.6%, 1% and 0.9% respectively, Rightmove found, highlighting that buyers in these regions were disproportionately affected by recent changes to stamp duty and that some sellers may be reducing their prices to account for this.

The largest increases in available homes for sale compared with last year were also in the south-west, the south-east and London, Rightmove said.

While buyer demand is rising, separate research from the estate agent Hamptons suggests demand in the rental market weakened in May.

There were 17% fewer tenants registering in lettings branches in May compared with the same time last year, it found.

So far this year there have been 1.5 times as many tenants registering to find somewhere to rent compared with each first-time buyer. That is almost half the level when mortgage rates peaked in 2022 and 2023, which priced many potential buyers out of the market.

Sign up toBusiness Today

Get set for the working day – we'll point you to all the business news and analysis you need every morning

after newsletter promotion

Aneisha Beveridge of Hamptons said: “Landlords rolling off short-term fixed-rate mortgages are now seeing their monthly payments fall, reducing the need to pass on further costs to tenants.

“At the same time, lower mortgage rates are changing the arithmetic for tenants who are thinking about buying. While rates remain high relative to pre-Covid times, three years of above-inflation rental growth mean that for most, buying remains cheaper than renting. This has boosted first-time buyer numbers and reduced demand in the rental sector.

“It has taken the best part of two years for the pace of rental growth to fall from double digits down to 1.5%. This means that rents are now rising at a rate that’s close to their long-term average, and suggests that the era of rapid rental growth is behind us for now.”

However, she noted that rental growth was unlikely to fall back much further. “Landlords are increasingly getting their heads around what the renters’ rights bill will mean for them, but the way it plays out for landlords in reality will shape future investor appetite,” she said.

The bill, which is not yet finalised, is expected to pass into law this summer. It is designed to give tenants greater protection, including the abolition of section 21 evictions and strengthening renters’ rights to request a pet in the property.

Back to Home
Source: The Guardian